Life Insurance Coverage Portfolio
Final Expense & Burial Insurance
Affordable whole life coverage specifically designed for seniors to cover burial, funeral, cremation, and remaining medical bills.
Regulated Rates from $22/mo
Licensed Counselor Included
Zero Brokerage Markups
Guaranteed Rate Lock
Starting at $22/mo
Or call toll-free: 1-800-555-OPTAVISE
Core Coverage Benefits & Protections
Guaranteed acceptance options with zero medical exams or blood tests
Coverage amounts tailored for funeral expenses ($5,000 to $50,000)
Rates locked permanently — premium will never increase for any reason
Rapid claims disbursement directly to your family within 24–48 hours
Coverage never cancels as long as premiums are maintained
Structured Plan Comparison Options
| Plan Level | Coverage Target | Living Benefits | Underwriting | Action |
|---|---|---|---|---|
| Standard SelectPure Protection | $100,000 – $250,000 | Terminal Illness | 24–48 Hr Simplified | |
| Preferred PlusMost Popular | $250,000 – $750,000 | Chronic & Disability Waiver | Instant Accelerated E-Sign | |
| Premier LifetimeMaximum Wealth Defense | $750,000 – $2,000,000+ | All Living Benefits + AD&D | Counselor Guided |
Available Policy Riders & Living Add-Ons
Accidental Death Booster
Child / Grandchild Rider
Instant Final Expense & Burial Insurance Rate Check
Calculate regulated benchmark rates for your age.
Assigned Specialist
Sarah Jenkins
Senior Benefits Counselor
“Have questions on medical underwriting, pre-existing conditions, or state rate locks? I'm available for a free consultation.”