America's Insurance Marketplace &
Benefits Counselor Advisory
Compare life, Medicare, health, and annuity policies from 35+ top-rated US underwriters. Get 1-on-1 guidance from licensed counselors at zero cost.
Personalized Guidance by Certified Advisors
We shop the entire market so you get maximum coverage with guaranteed lowest state rates.
Compare Insurance Categories
Select a plan category to compare instant level rates from 35+ top-tier US insurance carriers.
Medicare Supplement
Plan G, Plan N & Copay Gaps
Term Life Insurance
10 to 30 Year Level Rates
Fixed & Indexed Annuities
Guaranteed Income Growth
Indexed Universal Life (IUL)
Living Benefits & Cash Value
Whole Life Insurance
Permanent Lifelong Coverage
Health Insurance (ACA)
Subsidies & Nationwide PPO
Dental & Vision Plans
No Waiting Period Options
Final Expense / Burial
Guaranteed Issue, No Exams
Critical Illness & Cancer
Lump Sum Payout on Diagnosis
Disability Income
Paycheck Income Replacement
Hospital Indemnity
Direct Cash for Stays & ER
Medicare Advantage (Part C)
Dental, Vision & Rx Bundles
Prescription Drug (Part D)
Pharmacy Formulary Audits
Long-Term Care Protection
Home Health & Nursing CareAdd active policies to get instant rate alerts & digital ID cards
Invest in tax-free Indexed Universal Life & lock in a 0% market floor
Book a Free Counselor Consultation with a licensed advisor
What makes
Optavise Insurance Services one of America's favourite places to buy insurance?
We combine transparent multi-carrier algorithmic comparisons with lifetime 1-on-1 counselor guidance at zero cost.
Over 45,000
customers trust us & have bought their health, life, and Medicare policies on Optavise.
35+ Insurers
partnered with us so that you can compare rates easily & transparently with zero bias.
Guaranteed Rates
for all kinds of insurance plans with state-regulated rate protection and zero extra fees.
Claims Support
built in with every policy for direct paperwork advocacy when your family needs it most.
Popular Insurance Calculators
Discover our user-friendly calculators tailored to help you make informed financial decisions and estimate monthly benchmark premiums.
Health & Medicare
Calculate coverage & hospital copaysTerm Life Insurance
Calculate family protection amountsRetirement & Annuities
Estimate lifetime guaranteed incomeOur Insurance Carrier Partners
Optavise Insurance Services connects directly with leading AM Best A-rated insurance carriers for guaranteed level rates and expedited policy issuance.
What Our Policyholders Are Saying
Real stories from individuals and families protected by Optavise Insurance Services
Robert & Linda Henderson
“Optavise saved us over $1,800 a year on our Medicare Supplement and prescription drug plan. Having a licensed counselor walk us through Part B deductibles with zero sales pressure was refreshing.”
Marcus Sterling
“I locked in a $1,000,000 30-year term policy in under 15 minutes without an invasive medical exam. The monthly premium was $28 lower than quotes I got from other major brokers.”
Sarah & David Jenkins
“The counselor helped our family qualify for premium tax credits and select a comprehensive plan with doctor choice nationwide. The lifetime advocacy support is top notch.”
Have a question?
Here to help.
Our certified benefits counselor team is your extended family. Speak your heart out. They listen with undivided attention to resolve your coverage questions, compare options, and file claims. Give us a call, request a callback, or drop us an email—we're here to help.
Dedicated Counselor Support Desk
Over 100+ state-licensed benefits counselors ready to assist you today.