Supplemental Insurance Coverage Portfolio
24/7 Accident Shield
Direct cash payments for emergency room visits, fractures, dislocations, ambulance rides, and physical therapy following an accidental injury.
Regulated Rates from $12/mo
Licensed Counselor Included
Zero Brokerage Markups
Guaranteed Rate Lock
Starting at $12/mo
Or call toll-free: 1-800-555-OPTAVISE
Core Coverage Benefits & Protections
Pays lump-sum cash directly to you for covered accidental injuries
Zero medical underwriting — instant guaranteed issue approval
Covers sports injuries, household slips, fractures, concussions, and lacerations
Includes accidental death and dismemberment (AD&D) cash benefits
Structured Plan Comparison Options
| Plan Level | Coverage Target | Living Benefits | Underwriting | Action |
|---|---|---|---|---|
| Standard SelectPure Protection | $100,000 – $250,000 | Terminal Illness | 24–48 Hr Simplified | |
| Preferred PlusMost Popular | $250,000 – $750,000 | Chronic & Disability Waiver | Instant Accelerated E-Sign | |
| Premier LifetimeMaximum Wealth Defense | $750,000 – $2,000,000+ | All Living Benefits + AD&D | Counselor Guided |
Available Policy Riders & Living Add-Ons
Family Coverage Booster
Sports Participation Waiver
Instant 24/7 Accident Shield Rate Check
Calculate regulated benchmark rates for your age.
Assigned Specialist
Sarah Jenkins
Senior Benefits Counselor
“Have questions on medical underwriting, pre-existing conditions, or state rate locks? I'm available for a free consultation.”